Gujarat tops the list among 2.75 lakh home buyers availing of the subsidy scheme under PMAY (U)
Gujarat accounted for the largest share of people availing of the Credit-Linked Subsidy Scheme under the Pradhan Mantri Awas Yojana (Urban), followed by Maharashtra and Madhya Pradesh

Around 2.75 lakh beneficiaries have availed of the subsidy scheme under the Pradhan Mantri Awas Yojana (Urban), with Gujarat topping the chart, the government said, on November 28, 2018. Maharashtra and Madhya Pradesh had the most number of beneficiaries under the Credit-Linked Subsidy Scheme (CLSS), after Gujarat.

Over 88,000 beneficiaries have availed of the CLSS in Gujarat, while 74,000 people have availed the subsidy in Maharashtra in three categories – economically weaker section (EWS), low income group (LIG) and middle income group (MIG) categories, under the PMAY (U). Union housing and urban affairs secretary Durga Shanker Mishra said more than 15,000 beneficiaries have got the CLSS in Madhya Pradesh and Uttar Pradesh each, followed by Tamil Nadu, with 12,000 beneficiaries.

Under the CLSS, the Union Housing and Urban Affairs Ministry provides a subsidy of up to Rs 2.67 lakhs, to the beneficiaries. The Pradhan Mantri Awas Yojana (Urban) has four components – CLSS, In-Situ Slum Redevelopment (ISSR), Affordable Housing in Partnership (AHP) and Beneficiary-Led Construction (BLC). Under these, the government provides central assistance to beneficiaries, to construct their own houses. According to the Ministry’s secretary, BLC has topped the chart with 56 per cent in the category of popularity among beneficiaries of PMAY (U), followed by AHP with 33 per cent, ISSR with seven per cent and CLSS with four per cent.

 The cumulative number of houses sanctioned under the PMAY (U) so far was 65,04,037, with the approval of construction for around 2.05 lakh more affordable houses for the benefit of urban poor under the PMAY on November 28, 2018. The PMAY (U), launched by prime minister Narendra Modi in June 2015, aims to ensure ‘Housing for all by 2022’, by providing financial assistance to beneficiaries. The ministry has set a target of sanctioning 80 lakh houses under the PMAY (U) and that 12 lakh houses have so far been handed over to the beneficiaries across the country. The secretary said as many as 25 lakh houses will be completed under the PMAY (U).

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